Take These Steps if You Have Water Damage in Your Home
The most important thing is to act fast. Here are the steps to take as soon as possible after a flood or any other type of plumbing or water issue.
#1 Stop Additional Damage
It is important to turn off your water supply and utilities as soon as you suspect that there has been a water-related accident. This will help prevent further damage to your property and belongings. Then contact a plumber (or the necessary professional, depending on the issue at hand) to assess the damage, help you clean up the mess, and prevent further damage.
#2 Call Horizon Public Adjusters
Once you’ve assessed the situation, it’s time to call a licensed public adjuster. The first thing they’ll likely do is come out to inspect your property and determine the extent of your damages. If you aren’t familiar with the term “public adjuster,” they are professionals who help property owners get the money they’re owed from their insurance company when there has been damage to their property. They are not affiliated with any insurance company, rather they are there to look out for your best interests and ensure you get a fair payout from your insurance company.
While a public adjuster will help you get the money you’re owed for your claim, they’re not required by law. If you’re not sure whether your particular situation warrants hiring a public adjuster, ask yourself these questions: Do I have time for this? Would I rather be spending my time doing other things than dealing with my insurance company? Do I even know what needs to be done next?
Based on your answers to these questions, hiring a public adjuster may be the best thing you can do so that you can ensure everything is getting done properly and that the entire insurance claim process will be as stress-free as possible for you.
#3 Document the Damage
It is vital to document all the damage that occurred in your home. Take photos and videos of all damage and keep all receipts and invoices of any work that was necessary by the plumber or other professionals needed to fix the source of the problem and stop further damage from occurring.
This is important because it will potentially help you get your insurance claim paid, not only quicker, but hopefully in full. If your insurance company does not know the full extent of the damage to your home, they might pay you less than you are owed, but if you have clear documentation of the loss through photos or videos, it will be extremely helpful with getting the full amount of your claim.
We are Here to Help
Water damage can be devastating and is often overwhelming for homeowners. But with a little preparation, you can minimize the damage, understand your rights and responsibilities as an insured homeowner, and get back on track quickly.
At Horizon Public Adjusters, we are here to help you get the full amount of your water damage claim or any other insurance claim. We will carefully review your claim and work tirelessly to expedite the claim process and help you get the full amount you are entitled to. Give us a call or visit our website today to get started with a free inspection.