Lightening/Fire/Smoke Claims

A STANDARD HOMEOWNERS POLICY COVERS LIGHTNING STRIKES AND THE DAMAGE IT OCCURS INCLUDING FIRE AND POWER SURGES

Home insurance covers lightning strike damage to your home, belongings, and other structures on your property. So if lightning strikes your house and it catches fire, your home insurance would cover the cost of repairs. Damage to your personal property will also be covered, like if the lightning causes a power surge that fries your television.

A public adjuster will make sure that you get the maximum settlement needed to repair and replace all damaged areas.

Let the professionals at Horizon review your claim today!

Apartment fire is caused by electrical outlet faults. Burnt and damaged electric plug socket from overload short circuit.

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    Lightning damage resulted in over $1 billion in insured losses in 2021 alone, according to the Insurance Information Institute.

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    Residential Claim?

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    Commercial Claim?

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    Denied Claim?